0% APR Credit Cards

Credit Cards with 0% APR

We have listed the most popular credit cards below based on user ratings. To select a credit card by category or issuer please choose from the links on the left.

Blue Cash Everyday(SM) Card from American Express

Blue Cash Everyday(SM) Card from American Express
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
  • Earn a $25 statement credit with $500 in eligible spending
  • Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
  • No limit on the cash back you can earn

The Blue Cash Everyday℠ Card from American Express is an ideal cash rewards credit card that gives you flexibility to make your payments over time - all without any annual fee!

The Blue Cash Everyday℠ Card from American Express has several great incentives for new cardmembers: sign up today and you'll be eligible to earn a $100...


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SimplyCash® Business Card from American Express OPEN

SimplyCash® Business Card from American Express OPEN
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Get 3% cash back on automobile gasoline*
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save up to 10% automatically on business expenses from FedEx, Hertz? and more with OPEN Savings?
  • No annual membership fee

The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program.

Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on office supplies and wireless...


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Ink℠ Classic Business - Up to 25,000 Bonus Points

Ink℠ Classic Business - Up to 25,000 Bonus Points
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • $100 cash back after first purchase that's 10,000 bonus points*
  • Cash back and more ways to get the rewards you really want
  • No dollar goes unrewarded
  • No limit to the number of points you can earn - and points never expire
  • When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as American Express? Membership Rewards? points*
  • 0% Introductory APR*
  • No annual fee*

The Ink℠ Classic Business - Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.

The Ink℠ Classic Business - Up to 25,000 Bonus Points has a special offer for new...


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Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 0% Intro APR for 12 months on balance transfers
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 6 months on purchases
  • 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 10% cash back when you shop online at select merchants through Chase
  • No Annual Fee

The Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 -...


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Discover® Motiva Card

Discover® Motiva Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • Cash rewards for your good credit management
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR

The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.

Start off with a 0% intro APR on purchases and balance transfers for 15 months. A low, variable APR applies thereafter, based on your credit worthiness and the prime...


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IberiaBank Visa® Select Card

IberiaBank Visa® Select Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
  • Low Annual Fee of $35.00.

The IberiaBank Visa® Select Card is a credit card that provides not only a low APR, but also a specially low introductory rate on balance transfers.

Cardholder's of this premier credit card enjoy either 0.00% or 7.50% APR for the first year of membership. Please note: which APR of this $35 per year annual card you're extended depends on...


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Blue Sky from American Express®

Blue Sky from American Express®
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
  • No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
  • Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
  • Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases

The Blue Sky from American Express® is the ideal travel rewards credit card for anyone who wants to receive worthwhile travel perks on their frequent trips across the world. You'll have the freedom to redeem your
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Discover® More Card

Discover® More Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 0% intro APR on purchases for a full 12 months, then the Regular APR
  • 0% intro APR on balance transfers for a full 18 months, then the Regular APR
  • 5% Cashback Bonus? in seasonal categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • This Card Only! Get 2% Cashback Bonus on all online purchases between January 1 through February 28, 2011. No caps. No limits.

The Discover® More Card is the card that consumers who want to earn cashback are using more and more. What makes it so inviting is Discover's highly desirable rewards program and features.

New card members are treated to a 0% introductory APR for the first 15 months. This intro offer on purchases also extends to balance transfers. All of...


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Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Promotion only valid through February 28, 2011
  • Limited Time - 0% intro APR on balance transfers for a full 24 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

The Discover® More Card - 18 Month Promotional Balance Transfer offer is a cash rewards card designed for consumers with good credit. If you're looking for a cash rewards card that earns you Cashback bonuses on every purchase you make, the Discover® More Card might be for you.

This Discover® More Card - 18 Month...


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Escape by Discover® Card

Escape by Discover® Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 2 Miles per $1 on all purchases
  • 25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • Industry Leading Customer Service
  • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance

The Escape by Discover® Card, is a travel rewards credit card that helps you flee the ordinary and supports you on your next trip! If earning travel miles quickly appeals to you, then this card should have your name on it!

Each month cardholders make...


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