0% APR Credit Cards

Credit Cards with 0% APR

We have listed the most popular credit cards below based on user ratings. To select a credit card by category or issuer please choose from the links on the left.

Blue Cash® from American Express

Blue Cash® from American Express
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • No Annual Fee
  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • 0% APR for 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.

Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program.

Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies...


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Ink℠ with Ultimate Rewards℠

Ink℠ with Ultimate Rewards℠
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • No dollar goes unrewarded
  • Cash back plus a million other redemption options
  • No caps and points never expire
  • Unlimited rewards for you or your business
  • When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
  • No annual fee

The Ink℠ with Ultimate Rewards℠ credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.

Ink℠ with Ultimate Rewards℠ offers global acceptance and flexible spending capacity that adjusts...


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Escape by Discover® Card

Escape by Discover® Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Unlimited Double Miles on all purchases
  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • Enhanced travel benefits
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.

The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first...


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IberiaBank Visa® Select Card

IberiaBank Visa® Select Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information.

The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.

This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the...


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Chase Freedom℠ Visa

Chase Freedom℠ Visa
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 5% cash back offers in popular categories like gas, home improvement and department stores
  • 0% Intro APR and No Annual Fee
  • Full 1% Cash Back on everything else with no spending tiers
  • Your cash back rewards never expire

The Chase FreedomSM Visa credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the...


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Blue Sky from American Express®

Blue Sky from American Express®
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • Earn 1 Point for Every Dollar You Spend
  • 0% Intro APR for 6 Months on Purchases
  • Points Good on Any Airline, Hotel, Car Rental, and More
  • No Blackout Dates or Travel Restrictions
  • Express Approval. Get a Decision in Less Than 60 Seconds

The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the rewards program.

Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active...


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Discover® More Card

Discover® More Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases...


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Discover® More Card - Black

Discover® More Card - Black
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

The Discover® More Card - Black, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general...


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Slate℠ from Chase

Slate℠ from Chase
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • No Annual Fee.
  • 0% intro APR for up to 12 months.
  • New innovative card design.
  • BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card

The SlateSM from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.

Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday...


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Discover® Open Road Card

Discover® Open Road Card
Credit Card Rating

Intro APR: 0.00%

Key Benefits
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR

The Discover® Open Road Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.

Through the reward program, cardholders earn 2% Cashback Bonus automatically at any gas station and restaurant, and 1% for general purchases.

There is no yearly...


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