Chase Business Cash Rewards Card

Annual FEE: $0
APR: 10.99%
Intro Rate: 0.00%
Card Type: Business

Key Benefits

Earn Up To 5% Cash Back with Unlimited Rewards Potential
With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want
0% APR on Purchases and Balance Transfers for Up To 12 Months
Pay No Annual Fee
Receive Quarterly Management Reports
Receive Additional Cards Your Employees Can Use

Credit Card Reviews
The Chase Business Cash Rewards Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program.

Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates.

Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.

The card has no annual fee and it provides a 0% introductory rate for up to twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has a reasonably low interest rate for purchases and balance transfers (for those who qualify).

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards Card has to offer.